If Only...
                                                      "If only I had invested in real estate when I was younger."

Sometimes this thing called life throws you a curve ball. While some of you may blame yourselves for not having started saving or investing earlier, I also know that many of you are starting late not because you were shortsighted or lazy or irresponsible, but because Life happens! If you are starting late because of your procrastination, poor career choices or lack of education, it is time to cut to the chase. What is done is done. You cannot go back and fix the past.

The past is over. If I only knew then what I know now, my whole life would be different. Of course it would. But guess what? You did not know. Or if you did, you did not do what you knew you needed to be doing.
So it's done. Finished. Settled.
The real question is: What are you going to do about it?

We all do this. I have done it too. I cannot tell you how many times I've said to myself, "Oh, if only I had purchased real estate sooner. My portfolio and net worth would be so much better and I would be closer to retiring.

If only...

I could go on and on. But none of it matters. What matters is that with all the amazing mistakes I've made over the years, I have learned so much and continued to persevere. That's because rather than looking back, I focus on going forward. And here's the bottom line: if you have not yet achieved your financial freedom, stop focusing on what you have not done and start focusing on what you want to do.

Its only too late if you give up!