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"The definition of insanity is doing the same thing over and over and expecting different results".

I have mentioned the above definition of insanity to my kids so many times that they now finish my sentence. I use the phrase often because it stops me from making the same mistake over and over again and hopefully my kids will learn a life lesson.

How can someone expect to lose weight when they keep eating the same diet that caused them to gain weight?
How can someone expect to be rich when they stick to the same work routine and spending habits?

The statement is simply a call to change.
If you want different results in your life, you’ve got to...Read More
 
 
My wife always says to me that my standards are too high. She says that I am never satisfied and that is why I am so hard on myself. Perhaps it is because society and peer pressure places so much value on pushing forward and trying to get ahead all the time; being happy for what we have can often be construed as laziness. The thinking is that once we are satisfied and content, we won’t work hard to get ahead. Instead, we will become complacent. 

There is always more money to be made, a bigger and better house to buy, a flashier car to drive, more muscles to build or weight to lose. Recently, I have taken stock of my life and...Read More
 

If Only...

08/17/2012

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Sometimes this thing called life throws you a curve ball. While some of you may blame yourselves for not having started saving or investing earlier, I also know that many of you are starting late not because you were shortsighted or lazy or irresponsible, but because Life happens! If you are starting late because of your procrastination, poor career choices or lack of education, it is time to cut to the chase. What is done is done. You cannot go back and fix the past.

The past is over. If I only knew then what I know now, my whole life would be different. Of course it would. But guess what? You did not know. Or if you did, you did not do what you knew you needed to be doing.
So it's done. Finished. Settled.
The real question is...Read More
 
 
My friend Sean is terrible with his money. He smokes, gambles, and eats out at least 4 times per week. He’s drives an expensive car and does his best to impress the ladies by throwing around the cash. He spends all his money and then spend the expensive money from the bank via credit cards. too much money and then when it runs out, he just cracks out his credit card. He’s slowly drowning in a pool of debt, and he’s not slowing down anytime soon.  

There are all sorts of reasons why people spend too much money. They might be...Read More
 
 
My birthday is usually a time to reflect. A time to evaluate. A time to measure my goals. Today is my birthday and I have been giving much thought to what money represents to me.
Money means a lot of different things to different people. Money can represent potential stuff. It can also represent potential experiences. For some, money can represent power or social acceptance. Others might see money as a corrupting or evil influence. Still others might see money as a tool for promoting social change.

For me, though, money is security. Whenever I think about my financial...Read More
 

Who is TWF?

The objective of the Thornhill Wealth Forum is to assemble like-minded people interested in wealth creation, to share, learn and prosper through knowledge sharing and networking. Our philosophy is to be supportive of the wealth of others. Share information on self-promotion or help a struggling entrepreneur…even share it with your competition.
Because all financial topics, especially real estate investing,  are subsets of net worth, this blog will talk about them with the objective of increasing your net worth. 

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