In Hindsight...

I must admit that I only started thinking about my financial future about ten years ago. Until that time I lacked the education and knowledge to know what I did not know. I figured that I did not know what the future holds, therefore why bother preparing for it. I took this as a license to spend. Today is the only moment that matters. If tomorrow comes, well, then I will deal with it. I soon realized that even if I did not know what the future holds, I had to sacrifice some accesses now for that security later. 

I used to fill my days with expensive activities and “ stuff”. My nights were filled with worry.  When I spent time with people who understood and managed their money and future, I stopped filling my days with expensive activities and my worry went away. 

I can now confirm that fewer material things and little pleasures are far better than nights of worry.   

Here are the questions I asked to get the ball rolling:

• Do I lead the life I want and spend time doing things I enjoy?
  
• Is money a tool for my life or is my life a tool for money?
• What does success look like? What part does money play in my success?
  
• How can I be debt-free?
  
• Is being rich the goal or is freedom the goal?.

Preparing for your financial tomorrow needs to be considered today no matter how unpleasant, boring, scary or overwhelming you may find it.  

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